Insurance

The world of health insurance is so horrible. We have been having issues with insurance since the end of June. Since we don't have an "employer" who offers insurance, it makes it difficult to get insurance. We were getting insurance through Blue Cross Blue Shield through MN Care. You can get this if no one offers you insurance through work. We had a premium like everyone else. Then our premium jumped to an amount that was impossible to pay. Then we all lost coverage to include Jaden.

Since July 31 Jaden has had no coverage and we have been paying for his medication on our own. It has been a huge mess. Well after talking with many people for many hours and getting a ton of paper work together, we finally as of this morning have got Jaden to be certified disabled. This means he can get Tefra (a way for disabled to people to not be denied insurance due to their disability)no matter what. Thank the Lord.

Now we will have to get reimbursed for the hundreds of dollars we have spent on his medications and PCA's that have still been coming. A lady named Kathy at the county went over and above to help us out with this process. She asked the review board of Dr.s to rush on the decision. We had to collect his medical records from everywhere for the last year. Kathy faxed over 170 pages of records in just from the past year. The past year has been slow as far as medical goes for Jaden. I can't imagine what his first year how many pages there would be. I am so thankful that he will finally be covered again. It will be such a relief to not have to worry about if we have enough money for his next medication that runs out. We all know how expensive medication is.

Anyway, a friend of mine, Kristin, told me about this insurance group that looks to be a good alternative for those who don't have insurance or who can't get it. It is http://www.samaritanministries.org/index.html. It is a Christian organization and it looks to be pretty cool. I thought I would pass it along to all of you so if you or anyone you know are looking for insurance options you could check here.

Now we can breath knowing that Jaden is covered.

Thank you to those who I know have been praying for us specifically on the insurance issues.